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HOusing

We are the leading early-funding lender for developers creating affordable workforce housing options for Ventura County. As of November 2021, Housing Trust Fund VC has funded or committed to fund over $18.7 million in approved loans through its revolving loan fund, creating 847 affordable apartments and homes for very-low, low- and middle-income employees, transitional age foster youth, veterans, farm workers, and the homeless. Because, everyone deserves a home.
View our first phase loan approval pipeline.

Developments Funded

Mesa Ojai, Ojai
Ventura County People’s Self Help Housing (PSHH)
With a $2,506,749.25 Bridge loan, this development will provide housing and a wellness center for 13 TAY (Transition Age Youth). Light renovation of the main house will provide four bedrooms with 10 single occupancy tiny homes planned for the property. Resources will include a community building along with health & wellness, employment, and education programs.​
Fillmore Terrace, Ventura
People's Self-Help Housing (PSHHC)
The Fillmore Terrace development will provide 22 one-bedroom homes, 14 two-bedroom homes and 14 three-bedroom homes, totaling 50 affordable homes prioritizing working class individuals and families earning between 30% and 60% of Ventura County’s Area Median Income (AMI). 
Westview II Village, Ventura
Housing Authority of the City of San Buenaventura
$3,225,000 construction loan commitment to fund in early 2022 - This project replaces the city’s oldest and largest public housing complex with four new development phases. Westview Village II will service the need for housing with 50 senior units, including five units specifically reserved for homeless seniors.

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Cypress Place at Garden City, Oxnard
People's Self-Help Housing
$850,000 acquisition loan, August 2020 - The project provides 150 affordable residential units constructed in two phases with the Phase 1 consisting of 90 housing units and including a designated community center, learning center and outdoor recreational areas among other amenities. This property will serve family and farmworkers households earning 30% to 80% of Area Median Income (AMI).

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Central Terrace Apartments, Oxnard
Many Mansions
$1,000,000 pre-construction loan, January 2020 - Located adjacent to the proposed Aspire Apartments in Downtown Oxnard, this complex features 86 residences for low-, very low-, and extremely low-income members of our community, including 35 apartments for homeless and/or disabled individuals. Amenities include a community room with kitchenette and offices to support social services, as well as an interior courtyard with picnic areas.

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Mountain View Apartments, Fillmore
Many Mansions/Area Housing Authority of the County of Ventura
$1,262,892 acquisition loan, July 2019 - Centrally located near downtown Fillmore at 210-220 Santa Clara Street, these apartments will provide 77 one-, two-, and three-bedroom housing units for between 125-140 very low-income individuals and/or families. The development will be designed in an agrarian Craftsman-style architecture inspired by Fillmore’s unique history, enhancing the neighborhood with charming buildings that create a pedestrian-friendly environment. The community will offer an abundance of open space, common courtyards, and recreational opportunities.
Veterans Springs, Ventura
A Community of Friends (ACOF)
$800,000 predevelopment new construction loan for combined multi-family, single family and services for veterans and their families.


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2nd & B Street Homeless Solutions Center, Oxnard
Community Development Partners
$800,000 pre-development loan, July 2021- The project provides 55 affordable housing units targeting the homeless community in Oxnard. The center will be constructed on the first land donated by the City of Oxnard to HTFVC, and will be transferred to the Land Trust Fund.
Aspire Apartments, Oxnard
Many Mansions
$250,000 pre-development loan, January 2020 - Similar to the neighboring Central Terrace Apartments in Downtown Oxnard, this complex serves the same population with 87 residences while also providing amenities for community gathering and social services support. Additionally, Oxnard Development Commission Successor Agency has partnered in this project to acquire and develop a pocket park that will be accessible to the public.
Barry Street, Camarillo
City of Camarillo/Habitat for Humanity of Ventura County
$300,000 construction loan – In partnership with the City of Camarillo, Habitat for Humanity of Ventura County built and sold two affordable housing units. Each unit is 3 bedrooms, 1.75 baths and approximately 1,600 sq ft with a two-car garage. The homes are a craftman style with accommodations for flexible family size and multi-generational families with a bedroom and bathroom on the main floor. Two families were selected and helped build their new homes. Housing Trust Fund Ventura County provided partial funding of $300,000.
El Portal Mixed-Use Property, Ventura
Triad Properties/Housing Authority of the City of San Buenaventura
$700,000 construction loan, July 2019 - Located at 1238-1288 North Ventura Avenue, this two-story building constructed in 1929 fell into disrepair before being purchased with plans to reconfigure 33 current living spaces, storage and commercial space into 28 to 30 more suitable apartments for homeless individuals, those with special needs, and very low-income adults. It is estimated that 28-38 individuals will become residents of El Portal, which is set to begin reconstruction after all health and safety standards are brought up to code.
First & Hayes, La Colonia, Oxnard
Habitat for Humanity 
December 2018 - Six single-family, for-sale homes for low income families. VCHTF provided $500,000 in construction loan.
Willett Ranch, Ventura
Housing Authority of the City of San Buenaventura
$1,400,000 acquisition and pre-development loan, July 2019 – Part of the new Solana Heights residential community, this new construction development will result in 50, one- and two-bedroom apartments for 75-80 extremely low-income seniors. Fifteen of the apartments will be designated as permanent supportive housing for homeless households. When complete, the community will offer on-site supportive services, such as community gardening and meals, as well as targeted workshops and classes attractive to seniors. Construction began in November 2019.
Citricos de Santa Paula, Santa Paula
City of Santa Paula Housing Authority 
March 2018 - Eleven new one-bedroom apartments for low-income seniors. VCHTF provided $300,000 in construction loan.
Oakwood Court, Santa Paula
City of Santa Paula Housing Authority
March 2016 – 8 new homes for low income seniors.
Castillo del Sol, Ventura
Housing Authority of the City of San Buenaventura
February 2016 – 39 apartments for extremely low-income persons with special needs, including on-site support services.
Walnut Street Apartments, Moorpark
Area Housing Authority & Many Mansions
September 2018 - New 24-unit complex with up to 3-bedrooms for very-low income families. VCHTF provided 3 loans totaling $1,125,000.





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Camino Esperanza, Simi Valley
Cabrillo Economic Development Corp
March 2017 – 30 one-bedroom apartments for low-income and disabled seniors
Citrus Grove Apartments, Santa Paula
City of Santa Paula Housing Authority
October 2014 – Six beautiful homes for low-income seniors.
Vince Street Veterans Transitional Home, Ventura
Turning Point Foundation
August 2015 – 10 SROs for Homeless Veterans with on-site support services.
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