The Housing Trust Fund is the local trusted leader in helping to increase affordable housing options throughout Ventura County by leveraging public-private partnerships to provide low-cost, flexible loans early in the housing development cycle.

View our first phase loan approval pipeline.

We invite you to view our Community Impact video recorded in 2020 and then read our 2025 Annual Report demonstrating our continuing impact in Ventura County. Both feature accomplishments, historical impacts, personal stories, and ongoing and future plans to increase the supply of affordable housing in Ventura County.